Products & Services

Health, Life, Medicare, Long Term Care, Disability & Retirement Planning

Individual Health Insurance

Medical, Dental and Vision for Individuals Families and Self Employed. 

We work directly with you to provide a wide array of options from various companies that best suit your needs. We assist with completing the application, see it through the underwriting process and act as your advocate for the life of the policy by assisting with claims, adding or dropping dependents from the plan and facilitating any plan changes. All of these benefits are added with no additional cost to the consumer.

Group Health Insurance

Benefits for businesses with two employees or more.

Group Health, Dental, Vision, Long Term Care, Disability and Supplemental Insurance. We work directly with the company point of contact to facilitate Open Enrollment. Including quotes, employee additions/drops, Cobra Administration, free Section 125 Premium Only Plans. We pride ourselves on service and all clients will have access to their Broker directly via email and cell phone. 

Life Insurance

Term and Permanent Life Insurance for Individuals, Families,Small Companies and Large Corporations. Buy-Sell Agreements, Key Man Policies and Management Incentive Policies.

Term Life Insurance with access to more than 1,700 various companies, allowing us the flexibility to find you the best possible plan to protect your family at the most affordable rate. Whole Life, Variable Universal Life, Universal Life and Equity Indexed Life Insurance options.


Medicare Advantage Plans, Medicare Supplement Plans, Medicare Part D Prescription Plans.

We are independent and can obtain a license to any Carrier in the State of California. We work hard to educate our clients on the available products while streamlining the process to best fit their specific needs. You have paid for these benefits your entire working life, let's make sure you have the best plan available to you.

Long Term Care & Disability

Individual and Group Long Term Care & Disability Plans available from a large selection of highly rated companies.

Let us help protect you and your family if your health status changes and you are no longer able to work. Disability can help supplement your income and make sure your family is taken care of.

Long Term Care can assist with the care of a loved one which is quite costly and can quickly deplete hard earned Retirement and Savings.